Is Premier credit legit?

Is Premier credit legit?

Is Premiere Credit of North America a scam? They’re legit. According to the Better Business Bureau (BBB), Premiere Credit of North America, LLC is a legitimate collection agency, founded and incorporated in 1999.

What is the credit limit for First Premier credit card?

Unlike a secured card, the First Premier Mastercard requires no security deposit. Yet the card allows you to get approved even with bad credit, qualify for a credit limit as high as $1,000, and to build or rebuild your credit history.

Does First Premier credit card do a hard inquiry?

Yes, the First Premier Bank Mastercard does a hard pull on your credit when you apply for it online.

Do I have to pay the program fee for First Premier Bank?

Program fee: This is a one-time fee charged when you open the account. It ranges from $55 to $95. Annual fee: This ranges from $75 to $125 in the first year and $45 to $49 after that. First Premier cards with smaller credit limits don’t charge monthly fees in the first year, but they do so afterward.

How do I get my first premier off my credit report?

Please allow up to 45 days for the account to be deleted from your credit report. We apologize for any inconvenience you experienced. If you have any further questions, please contact our Customer Service Department at 1-800-987-5521.

How do I cancel my first Premier credit card?

Contact Customer Service. First Premier Bank lets you cancel your credit card at any time with no cancellation fee by calling its customer service line at 1-800-987-5521. You can also write a letter asking to cancel.

How do I add money to my first Premier credit card?

You can transfer funds between your First PREMIER Bank accounts by either logging into Online Banking or Mobile Banking and choosing the “Funds Transfer” option under the “Transactions” menu. You can also call Bank-by-Phone at 800-315-6350 or you can call 800-501-6535 to speak to Customer Care.

Can you cancel Premier credit card?

First Premier Bank lets you cancel your credit card at any time with no cancellation fee by calling its customer service line at 1-800-987-5521. You can also write a letter asking to cancel.

Will first Premier remove a charge off?

Re: First Premier Bank Charge off – Getting it Removed Paying a delinquent debt results in update to show a current status of paid, and a current balance of $0. However, it does not remove any of the derogs or the reported charge-off, which continue to affect your credit score.

Does First Premier have an annual fee?

Can you go over your credit limit First Premier Bank?

You cannot go over your First Premier Bank Mastercard credit limit. If you find yourself maxing out your credit card often, a better alternative would be to just ask for a credit limit increase.

How long does it take for my first Premier payment to post?

7-10 days
Funds availability for First Premier credit cards depends how you sent your payment. If you mailed it, you should allow 7-10 days for your payment to be posted. If you submitted it online, by phone, via Western Union Quick Collect or via MoneyGram Express payment, your payment will post by the next business day.